The third time I tried to use my card it was declined and flagged as fraud. The first time contacting the fraud dept. They verified me via text to phone and said it was cleared and I could use the card. I tried declined again and they have not been successful in verification since. I received two letters dated June 19th and neither one worked. I travel a lot and I'm only home about everyother month to get my mail. I've made my payments yet still can tuse my card. I have called 7 times and even went to a CitiBank office