stay awayIn court Hole in One International was proven to be a louse of a company. a.) Told Consumers about "Free" add ons - then snuck in hidden fees b.) Lied and misrepresented that they had a working relationship with Lloyds of London c.) They do NOT have proper backers and partnerships. MORE Lies. d.) Failed to provide the golf prize coverage as promised. e.) Misrepresentations &;;;;;;;;;;;;;;;;;;;;;;; Deceit in EACH & ALL dealings with every consumer. f.) False Advertising g.) here are the court proceedings records.