I cakked them to tell them my checked had stopped and my payment would be two weeks behind. The lady asked me my last four and i gave it to her. She said then why do people get loans and not want to pay them? I told her my situation again and she continued to laugh and act ignorant. I told her to jave a good day and she called me a *** before hanging up. They illegal *** wont get another dime from me. I closed the account and called the better business bureau on them. They asked about their percebtage rate and i sent them all they need tto know. They messed with the wrong one.