We previously as a church had been renting a room/building from a Pacific-Algona community center. When Covid struck, we were unable to rent the room from them, and thus met privately from house to house. We let the Mutual insurance drop [ Feb 2021 ], [ and they were told this ] because we had no place to rent, therefore could not meet publicly. When we were told we could use the rooms once more in July 2021, I called Mutual to restart or reissue the policy [ state and community center covid requirements relaxed/cancelled ]. They said no, would not restart or reissue, thats their policy on anything stopped ! i was told. no exceptions. and apparently they are the only ones providing commercial general liability insurance on a rented room/building. Is that right ? p.s. and to consider we actually stopped using the policy in april of 2020, so apparently Mutual was insuring a room we were not meeting in for 10 months...