On April 30, 2021 I made a payment of $14745.00. On May 3rd it shows it cleared my bank account. I tried to use my card. Couldn't. When I called the bank how they could tell me was that I would have to wait 7 to 10 days. My question is why? You've taken my money I have no balance. I don't recommend this card. Yeah whatever, if you were going to use it and pay it immediately and get paid back then I say use the [censored] out of it.