Casey Johnson & Richard Ioli at Diamond Wealth Management / Metlife will talk you into bad investments. Do not take any financial advice from these so called advisors. I told them I only wanted extremely low risk investments and I later found out what they had me invest in was not low risk at all. It was VERY HIGH RISK. It also paid them a very HIGH commission. They only will recommend items that will give them the most in commission, not caring if you lose all your investment in the process, or that it was the exact opposite of what you were looking for. Telling someone that a investment is low risk and conservative, when they know it is high risk is just evil.