I have been paying Conexis for Cobra since June 2010, my payments were always paid a month early. Aug 6th I receved a letter dated 8/1/11 that my cobra would be exhausted as of 9/30/2011. 8/16/11 I received a letter that my insurance has been cancelled for non payment. Knowing I always paid in advance I called my bank to learn that all of my checks had been cashed and received timely. I was told by Conexis that my Federal Subsidy had expired and that my premium had increased. Instaead of notifying me that the premium had increased and my last two payments were shorr they cashed the checks and back dated my cancellation to 6/30/11. On 8/15/11 I had surgery and my ins company approved the surgery so now I have no medical ins to cover any of my medical bills.