Technically they claim they did not lie to me about no further legal proceedings, because of the dates... they filed suit on 1/19/2017... payment agreement on 1/25/2017 & assured no legal action/further action would be taken if I followed the agreement, I had nothing to worry about... 1st monthly payment made 2/27/2017, then they told me the judgement was issued 4/27/2017... they claim a loophole because they filed suit 6 days before the agreement... and 'it wasn't yet visible in the system... and they took no additional legal action after that & up till now since making payments as agreed on... I entered into a payment agreement with portfolio recovery for a previous debt. Then during the phone conversation setting up the payment arrangement I specifically asked whether I had anything else to worry about as long as I held up my end of the deal I was assured I did not that no further action would be taken. Then after starting making the auto payments at some point I come home to discover legal documents that I was being sued by portfolio for this debt that I had a payment agreement 4 and was making payments as agreed upon. I Immediately contacted portfolio to find out what the deal was. TheyInformed me that the suit had already been filed prior to the Payment arrangement agreement. They said I had nothing to worry about as long as I continued to make my payments as agreed upon. But that if I did not do so then it would go back to a judgment status.I am waiting for them to send me copies of paperwork that 1st they said I had never sent to them which was actually the written hard copy of the payment agreement that use wording including judgment which I believed apparently that I was only agreeing to the amount of the debt but now they are saying that what I signed says that I was Agreeing to a legal judgment which apparently in titled them to put report report this as a civil judgment on my credit history.When I spoke to portfolio once again to day different people say totally opposite things about the same thing then back track or backpedal by saying they misspoke when I ask them a question to clarify something or I challenge them there's a long pause and then they try to redirect or transfer me to somebody else. I was told by one person in the legal department that 1st it was not a judgment that it Was just in legal suit status... there was no cause # for a legal judgement where previously he had told me a judgement had been awarded... 3 months after the payment agreement... when I challenged him on this he did not seem to have anything to say... long silent pause then tries to redirect by talking about the $$$ of the debt... this happened multiple times... each time I told him I was not disputing the $ of the debt, just how I was lied to or mislead & their business practices... and I would get transferred. He claimed that he had no idea while it was reporting as a 'civil judgement' when it is only a 'suit', as in lawsuit. And when I questioned how, if I defaulted on the payment agreement, it would 'go back to judgement status' (which I understood)... but how can something go back to a certain status, if it us already in that status? How can it become a judgement again if it currently is a judgement??? To simplify, if you are already at the grocery store, you can't go back to that grocery store, while you are currently at that grocery store... can you, ? No one had an answer for that analogy... other than a very long pause... oh, and to transfer me to someone else, to start everything all over again. They said it's a 'judgement ' because the agreement I supposedly signed which they are supposed to send me a copy of states what I was signing was a 'judgement agreement'... 'even says so on the 1st line of the document... if I signed it, I was not aware I was signing something agreeing for them to report it as a civil judgement... one of the purposes of the payment arrangement is so no legal action would be taken, including sueing me. They claim there is nothing they can do until the full amount is satisfied... have nothing to do with the way it is reporting. LIARS!!! & Shysters!