Insurance agent told me that my commercial auto listed on my insurance would be fully covered. I had 1 million in General Liability, 1 million Umbrella and 1 million commercial auto. Turns out after wrecking the commercial auto by striking a deer that I had 1 million in liability auto insurance. Pay almost 400 per month for business insurance and now they refuse to cover a 20 yr old vehicle. I was flat lied to by the agent that sold me the policies and no one will do anything about it. I am out a tow bill of 150.00 and 250 per week on a rental. This has cost me lost work time and contracts not to mention money. All because Liberty Mutual wants to take money from small business owners, yet they dont want to pay up when you need the insurance.