They apparently bought my one credit card debt and being ignorant of the NC laws we came to an agreement. More on their side than mine. For six months I paid $20 which was to go up to $75 on June 4th. However, for the past two months they have not taken any money. So, I looked up what might have happened and discovered that NC debt was banned in March of 2020. And, also I believe I fell with the 3 year statute of limitations law for NC. Anyway, they got me due to not knowing the law. I would like a refund of $120 dollars for the six months I paid twenty dollars a month. Should the ban be removed due to Covid I want the opportunity to negotiate again and I want it sealed/notarized. I tried to tell her in the beginning I could not do $75 as I live on SS alone, am 71 years old and live in HUD housing. The current Creditor is LVNV Funding LLC. The original Creditor was Credit One Bank, N.A. Sessoms file number is 348856 and the card number was [protected]. Any help greatly appreciated. I would also like to know why they suddenly stopped taking money out. Did they get caught for something? Sounds like they are not completely honest. Janet White [protected] [protected]@yahoo.com