Dealt with swissglobal, First I was a bit concerned after I read a few of these reviews but to be honest HSBC ones were even worse. But I was sick of devere and was definitely not transfering my portfolio to guardian or the other tarnished companies. Swissglobal was different. Brand new company, new management, new CEO, new staff. Can't complain. The service is great. Advice is great and they even took me out of the ridiculously high fee funds devere placed me in!! Will reccomend. Give them a shot. Ask for the regional head.