I had applied for edc machine from hsbc bank, my application was declined but surprisingly the bank did debited my amount 20, 000/-, since then i have been following up for my payment but even after 3 months I havnt received it. The Manager i am dealing with is from Noida branch .I was told that the cheque of 20000/- was deposited to my account, but till date it was not even credited to my account. Everytime they are coming up with funny excuses.. Beware of this bank Pradeep Gautam Priyalartz