There's definitely a learning curve but these guys know what they're doing. Great chat room. I'd be surprised to hear if the other reviewers even had a subscription. There is a zero tolerance policy for off-topic chatter in the main chat room but mods are willing to answer questions if you message them directly. It can be frustrating at first but once you've been a member for a bit, you can understand why. Many new traders come into the chat room asking the same questions like "is TSLA a buy here?" Mods are good at cleaning up this type of noise and this chat room has the best alerts of any I've tried. I've learned more at IU in a month than I have in the past year studying on my own and with 1 other chat room I tried.