In short I got a car loan with this company back in 2015. From the beginning the experience I had with them was horrible. They was one time in particular I can remember them going into my account unauthorized trying to get money that I did not approve for them to take. I called the company to asked how was it possible for them to just go into my account. Needless to say to respond I got wasn't sufficient therefore I removed my automatic payments off my account and that's when all the other late fees and charges started. Because I was unaware that it was illegal for them to be charging these astronomical fees I tried to keep up with my pays but ended up doing a volunteer repossession however this account is still showing up as a charge off and his company has the nerve to be trying to sue me. Any help on how to go about getting on a class action lawsuit would be greatly appreciated.