I recently was Inquiring online at USAA for a re-finance of an existing lease on a 2018 GMAC lease that is coming due if I desired to purchase this truck instead of turning it in. I did not realize it was an actual credit application for a loan it was inquiring, I never entered my SSN, it was quickly denied within seconds... My recent credit score was last 747, Never missed a payment on USAA or any other credit or loan, in process of re-financing at a 2.25 interest rate on a VA home loan, my score had better not be affected USAA is responsible if it does change and I will pursue it further. Being turned down so quick despite good credit is insulting. I want a letter from USAA bank that this WAS NOT a credit inquiry Will also pursue CFBP, and PA Attorney General Office