I refinanced my car loan in June 2020. A check was set to SETF by my refinancing company and it was an overpayment. The credit was supposed to be mailed to me. They're saying the check was cashed around the time a break in happened. I've asked to see a copy of the cancelled the check, but haven't received it. They supposedly mailed it 3 times and attempted to fax it once. It's been almost a year and I'm talking about a nice size check.