I would like to file a complaint regarding your loan management. 1 year ago before circuit breaker we took renovation loan from your company called "flexi plan" during that time we only took $20.000 to renovated our house but we paid your loan management smoothly until circuit breaker hit we lost our job and cannot afford to pay you for 3 months. After that your company send a lawyer letter to us said we owe you $44, 000, that 3 months even if you include interests also never come up to $44, 000 so much. Its make me think you are trying to cheat people money. After all we only owe $20, 000. Please don't take their loans because they add more then you owe them.