Rate increase from 0% to 34.99% without notice. Changing payment due dates, length between min. payment due dates. Worst of all, we paid credit card completely off, received notice of closure followed by a bill for $204.00 for more interest and ? Could get no help from anyone and those we spoke with were incredibly rude. Advanta then reported our "delinquency" of this charge to all three credit agencies and we will suffer consequence for 7 years. WE borrowed$ 8000.00 as a transfer after offer of 0% and our credit is ruined over $204.00 Absolutely illegal