I refused to allow them to take out my monthly payments electronically. I ALWAYS SEND THEM A CHECK. They conveniently misplaced it and sent me a letter of missed payment. I paid them on the 22 Apr 21, on 22 Apr they tried to take out my payment with check. They tried twice. Then on 29 Apr I made my monthly payment and they took it out again on the 30. I can not afford to make 2 payments a month.DDo ddd month. have refused User's recommendation: Do not allow them access to your accounts. Refuse.