I have a dear friend I was trying to help check into a hospital. She has ovarian cancer and very ill. she hasn't eaten in two weeks and looks like she was in a Nazi prison camp. Near death. western union refused to deliver my transfer because they said the are trying to protect me from scams. Now a day has been wasted and I have to find an alternative. they took my money in a few hours and say my refund will arrive in apx 7 business days..bs User's recommendation: find another service.