TD Auto made a mistake and connected the registration of my car to someone else. They have been giving me the runaround for 2 years...24 months and counting. They lose my paperwork, don't do anything with the paperwork I send, don't accept the paperwork but won't say why or send me what they claim is necessary. Sometimes they claim they sent it but it turns out they sent it to the wrong address. In short, I am forced to pay for a car I cannot use. Plus, I can't be late with my payments without it reflecting on my credit but they've been late for 2 years. User's recommendation: Do not use this company under any circumstances. Take the bus rather than use them. They cheat their customers.