Absolutely nothing has happened. I have went to every place they said to go and get this done my own like they want you to do.but when you dispute a charge You have to transfer money to another card before they shut down the card ...money got transferred to a card that doesn't exist how does that work? Can't find anyone to talk to its all email ...quick to shut down card slow to help User's recommendation: Before you call and dispute a transaction get your money transferred to a card that does exist or go to ATM.