I had a check mailed to my landlord from the mobile check option on the GoBank app. My landlord received my check on June 25 but the post office tore it in half accidentally. His bank would not let him cash it so I called GoBank for them to issue him a new check. I was told they would reissue a new check to him in 5 business days. It's now JULY 27 and they have still not mailed him a new check and now I can't get them to refund my money. User's recommendation: DO NOT USE THEM.