used to purchase hearing aids. paid off before 1st payment due. and was charged extra fees.due.no one offered any recourse except just pay them the money. no explanation except there are always fees. with a loan contract with them. clled them they said loan payed off and closed now so they cant change anything. What service!!!!!!!!!!!!!!!!!!! User's recommendation: watch out for extra none disclosed fees.not the company recommend. I feel they cannot be trusted. I did a payoff before 1st. payment due. and was charged. Dont be fooled by word of mouth from sales person about early payoffs and no fees. not true. And no customer service with getting mony retfunded. for important purchses for sure. I will never recomend to any one to use unless its all they can use for whatever reasons.