I have a $4,500. Debt on my credit report. This company Soulmates never provide the service that they stated in there contract now on my credit report and no one will talk to me. I been writeing to the company and no one has even retrun a letter or a phone call, The credit company universal BUsiness datta service stated ther nothing they can do to remove it! I just found out that company is no longer in business. How do I get this removed from my credit report, No Service so why do I have to pay for something I never received....