I applied for a $3000 loan with Berkovic Credit Trust after paying two collateral payments totaling $950 which I still haven't received and was promised back in October. After contacting several consumer complaint agency's and had no action from, but scambook looked promising because they said I would get better results if I enrolled in there $10 a month program they would assign a personal investigator who's name is Lisa D. I've sent follow up emails to them and have had no response from them,this is almost a month ago, just makes me wonder who's working for who. They say silence is golden well in my case it is, at least $10 a month worth.