My mother passed and Mortgage was with Wells Fargo Mortgage at 2% fixed APR and it went up with in 6 months to 4.875% may payment has property tax and insurance included when it was at 2% my payment was only $1200.00. Now with it jumped to $1808.29 and look at break down Principle $428.31 x12 = $5139.72 Interest $1,116.98 x12 = $13,403.76 p tax and insurance $ 263.00 x12= $ 3,156.00 Account # 760150**** Rushmore Loan Management Service this is from my last payment mortgage statement and I get a 1099 from Wells Fargo with a very low amount and I don't even pay them Mortgage interest $3,923.10 real estate tax $1,24244 Account # 04847**** Both company's will not speak with me due to it is still in the trust and now I am looking for a lawyer to get all this fixed and I want to do a refi but not with bad banks