In an effort to resolve a debt claim that I am not responsible for, I spoke with the manager to offer a confidential resolution and that offer was denied. I asked that they "Validate the debt" not verify my address and he said that they have had the file since August of 2014 and that the time has expired on debt validation. Pursuant to 15 USC 1692(g) Section 809(a) states "...that within 5 days after the initial communication..." OK I acknowledge that we are way beyond the 5 day point, however, there has been no initial communication aside from my phone call today to them to resolve the matter, which I learned of through Credit Karma. This alleged debt goes back 4 years to a location we used to live. Since that location we had moved twice and neither address was known by National Recovery Agency. Since they did not have our address, how did they make contact with us? They didn't. Therefore the 5 days would actually begin today with the initiation of contact by us in an effort to resolve the matter. National Recovery Agency has clearly stated that they will not VALIDATE THE DEBT as required by law. National Recovery Agency is in violation of the Fair Credit Reporting Act, the Fair Collections Practices Act, and are liable for defamation of character by making this unvalidated claim upon our bureau reports.