i dont have a policy with them and they took almost ninety dollars out of my bank account and first it was 15 days to put my money back so 15 days passed i called again and they said another seven days and thats passed so now i have to get a lawyer involved and police for fraud and my bank involved so all i got to say is do not do buiness with them they are crooks they try to said there medicare insurrance but when they come they try to sell you life insurance insteadwouldnt recomend any one doing buiness with this crooked company