Hi, I have icici bank nri account in india and I am working in singapore. I have activated my singapore registered number with me for icici bank use only. I have to transfer some amount to india and its very very very urgent for me. I am trying to add a payee around 15 times but every time I am not getting urn for adding the payee. When I called customer care they are saying that they are sending every time. One guy tought me that I have to send a message as urn nickname to [protected] and I will get urn for that payee. I tried 10 times but didn't get urn number. Instead of that I am getting sms from icici bank is urn has been expired. How come urn can expire within 20 seconds? Will I get some help here? This is very urgent for me.