I signed up with an employee at first command financial services here in Greenville, NC. He was very sociable/likeable but did not give good financial advice. I had to ask him multiple times to stop investing in two IRA's he opened for me to save for a car. His advice was to keep investing in the IRA and take out a car loan. (go into further debt to so he can make money off my IRA investment, yeah, ok). Eventually he listened to me once he figured out I would leave if I didn't start saving for a vehicle. Then, I went into to close out one of the IRA's to put a down payment on a house, since I already lost 8% of my investment in both IRA's. My advisor wasn't there, so I talked to his supervisor who gave me some dumb analogy about how if I invested a dollar and the return was 100% per year, how long would it take me to make a million dollars, He tol me 20 years. WOW, he's amazing, he can manufacture money like the government. My response was "Pete, I lost 8% so far, how is that a 100% gain per year." He said " who is the financial expert in the room." I replied "I am, its my money." He started yelling tole me good luck I was gonna need and all this other BS. Then, my financial adivosor Michael Smith tries to call me a couple times. I texted him back and told him that that business was a sham, and if he could tell me what the top five earning stocks were this last month, I'd come back and invest. He couldn't answer me so he instead tells me I'm a loser, no one cares about my love life, no one can stand me, that I was pathetic. HAHA, yeah. I told him once i'm a millionaire, i'll let him know all about it. Meanwhile they have plaques near their front door that have performance reviews as a professional business, customers first, all that stuff. His profession is financing and he gives the exact opposite in advice. Do NOT invest with first command, they'll *** just to line their own pockets.