This is one of the most dishonest companies I have ever seen in history period!! I could write a book, the list could go on and on. I never seen suck a non-caring group of people in my life. Anyone looking to work with this company, please do me a favor and DONT!!! They do not care anything about their customers at all. I feel sorry for those that may have hardships and trying to get them to work with you, because they will not. Your payments better be on time each month, because they will harass you all day every day. User's recommendation: NOOOOOOO!!!!!!!!!!!