My monthly payments, which I agreed to because it's what I can afford, were changed by Sallie Mae. They increased my payments from $89.00/mo to $276.00/mo without my agreement after I had agreed to do direct debit. My agreement for direct debit was based on the original payments of $89.00. How the hell are they allowed to just increase my payment? Why has this country given them carte blanche to do whatever they want to do without any constraints? I cannot afford this so my only option is to again stop payments until they agree to lower them back to what I can afford...I hate these people...I hate that this government has given them power to abuse and enforce unfair policy.