when everhome brought my mortgage, they called me and told me i had no money in my escrow account?? 2900.00 said i have 30 days to pay, so i had to make arrangements with them.home payment with up 125.00 per month for 2 years, 1 years later they call me and tell me they found some kind of mistake and i owe they 2900.00 more dollars. payable in 30 days, so i make arrangements again, house note up to 750 now. get a letter from the state saying my house has been sold in state auction for non-payment of taxes ( this takes 3 yrs )my mortgage includes my taxes and insurance.called the mortgage company they told me i need to call them every year and remain them to pay it.got that fixed for a fee i had to pay the late charges??so my mortgage went up this happened twice my house in a state sale??? guess what happens when i start digging i find out i have no insurance on my house and it has been 3 yrs without it.for a fee they put their own insurance on my house and there is no way for me to fix this because my house note is so high i can't afford to pay up front for a year of insurance i would like to know where all the mony went that i paid in-they say my escrow eat it. that 3 yrs-insurance/3 yrs taxes not paid by them and they keep billing me for more money they have came up with a new one lately--they said i did not make any house notes the entire year of 2006--how i'm i still in my house?? they have billed me for almost 10, 000 dallars--i have come up with all receipts except 2, i can find i have been waiting since dec. for them to send me a list to conpare to meanwhile their atty is filing a claim against me they cannot produce any paperwork claiming this/i can produce 10 months of reciepts saying i paid i keep getting billed for more money from them/they have yet to provide us with proof i think i need an atty