Put a claim reguarding a broken tooth requiring a crown and they are saying the claim wont be paid cause it wasnt a accident?! Really people!?! I have my husbands accidental insurance as well "a well known company" same benefits and same payout. They covered my claim no problem. This fraudulent company however is giving me grief and has been since day one!. I knew this would happen as i have been calling and getting the run around as well as no calls back!. It clearly states the definition of a accident and they aren't owing up to their end of the deal!?! I am currently enrolled through my employer but will be cancelling all of my benefits right away. Stay far away from this company!!!