Midland Credit Management has been calling day, early in the morning (before 9:00). I've told them four times now that the person they're looking for doesn't live here. And what's their response? An apology? A promise to look into it? Nope, I get an immediate hang up so consistently each time that I'm sure that's company policy. That's real polite. Today I actually got one person to reply before hanging up. He said "I hear the same thing every day. Click." If that's true then maybe they should pay attention to that in some cases it's true.