the premiums for age 70 and over is still confusing and even before age 70, the premiums were increasing to 4 times the original amount. It started about 3- 4 years ago my premium at age 60 for married $432 from the original $118 every quarter. presently, it jumped to 1200 quarterly and the explanation is my partner is over 70 years old. Your advertising has mentioned affordable and other benefits for middle income families but your practices does not match. I have had this policy since 1982 and it is not fair to us as seniors now to be paying these high premiums which is supposed to be affordable and other advertising non truth to acquire customers. I believe in doing the right thing so that we also shine anything less is what the end results will be