Was sent to Cherokee and was outraged at how high the rates were. Then I started looking around a bit more carefully and saw that many of these companies charge high fees add it to the amount that you pat interest on and had high compound interest. It took a while but another lawyer ogwanali suggested Redwood Funding. worked fine and cheap too. There were no fees and no compound interest. no funny business just easy lending. I would look at other companies then this one. RFG gave me a guaranteed rate schedule that I used to compare to this co and it was much cheaper.