Purchased a plan for my RV and have had nothing but problems. Water heater tank ruptured denied as there was rust on water pipe connectors. It's a unit placed under the coach where weather and road can cause issues. Rust on pipe did not cause tank to leak. Air system 2units went out with bad compressors, denied until I would submit full records of all maintenance. Oil changes, etc. These are maintenance free ac units. Has nothing to do with oil changes. Rude when you call and have been told by a few dealers that they will not bill this company due to the hassles and denials. Wasted my money.