I never gave reviews to anybody except this one because I want to WARN people...I always check my credit score thru my bank acct..I always wonder theres a late payments which I dont.GOod thing they reported to credit bureau coz no matter how I checked my credit ...i will not see anything nor I woudnt receive anything from them even calls because Im not the person that purchased so they dont have correct info except name and SS...I found out ..its THROUGH THE COUNTRY DOOR...I never heard this company,I Never purchased anything from them but it says that I placed an item and never pay them... Well yes, I will not pay because I didnt received any billing statement and I didnt placed the order to begin with..When I called, they asked me my address which I didnt give because my atty says dont give your address and your tel no because they might put yours and at the end they will tell that was YOU purchased coz they have all the information..I asked them whats the address that the person used...Yes its different with mine and theres no telephone no either ..I am surprised again coz usually once you applied for credit ..you need to put your tel no, your address...before credit will approve it...how come they approved it if its incomplete or not match to the person which has same name and SSS...but diff address and tel...ANd every time I called this company its different people, different policy. ..they said different things..and always they hold me for 30 mins for simple questions ..wow!!! ..I researched this company..one review was ..they run her /his credit even this person didnt apply or purchase anything but they able to run the credit HOW COME? Im thinking maybe this is what happened to me .I have to do what I have to do, report them and investigate. User's recommendation: Check your credit always.