I am being debited a monthly maintenance fee $ -6.95 form 01 jan 2021. I request that same fee may kindly be waived, as I am a senior citizen and your bank advertises no balance maintenance required for sr citizens accounts. If there is any change in the policy then same must be communicated to customer before implementation. I am unable to reach mr david a lacombe, branch manager of your bank at woodbridge raplhs, 5345 alton pkwy, irvine ca. Can you share his name and direct phone number? I request you to appreciate covid-19 pandemic disturbances and our long term banking relationship, therefore I humbly request you to refund the mmf as it was the direct result of bank error by not communicating to me in time. This is unfair trade practice as I was not informed so that I could take timely remedial action. Kindly refund this amount of $ 48.65 and oblige. Thanks... Ameeta singhal