I have banked at HomeStar for 27 years......never had an issue. This weekend Midland bank transitioned. Talk about a pain!! It took me forever to get logged in to view my account yesterday. Today I logged in and Midland is already withdrawing a monthly fee of $3.00. For what??? I can't wait to get there after work to close all my accounts. I have never had "hidden fees or charges with HomeStar. Screw Midland bank! I hated giving them a one star......to bad I can't give a negative 10 rating.