Ive can't complain about the service much but im on a tight budget,so its hard to pay when they raise your monthly payment after advertising they wouldn't if you don't constantly check your account they will rip you off i was paying and paying and not seeing a change its worse then a bank credit card now i can't afford to pay at the moment and they call at least 20 times a day its frustrating They also raise credit and tell you to buy and your monthly payments stay the same its a lie !!!!!!