What Rise should say to people is we will loan you quick cash but you will be ours forever. Thankfully I caught on to these predators and payed my off my balance. Also I asked that a my payment be postponed to a later date. The representative set that up, but sure enough the payment came out anyways. I'm so glad I caught onto these predators and payed off my balance. Hopefully no one else will becomes a victim to these vultures.