Bruce Danielson is a *** artist and a lire, He claims no one can restore your credit except First Stone, that is a lie, I went to First stone Credit counseling and met with Bruce Danielson, he call's him self the credit master, that's a lie, His sales pitch was nothing more than how wonderful he is, how many people he has sued, he was a pilot, big deal, then he told me that the credit bureaus where out to get me and he was the only one who could rescue me. I payed $300 for his credit analyses and he told me that it would cost me $7,000 for him to fix my credit, I said no, that is when he went off, he started in on me, he tried to intimidate me, that did not work, then he said, I would be ruined if I did not hire him, I just payed the three hundred dollars and left. As I thought about it, Bruce Danielson said he was in business for 20 years, when I did not look like it, his office is in *** in the wall strip mall, the office was old and not in all that good of condition, certainly not what you would expect from the credit master, some one so successful. Then I started doing some checking using First Stone will hurt you not help you because of the credit bureaus are wise to him, Bruce Danielson has filed one law suit after another against the credit bureaus, and he has lost every one. so now every file they receive from first stone gets flagged once that happens your screwed. Stay away from First Stone.