YOUR COMPLAINT I purchased this house in 2004. After this purchase my mortgage was sold a couple times. I fell behind in 2009 right after having a baby. 2,400 to be exact. I received threatening calls and threats of foreclosure. I was told the only way to keep my home was to do a mortgage modification. And additionally pay extra each month to catch the 2,400 I was behind. I did that. I paid the money back monthly. I also did the modification which proved to be a huge mistake. I only did it because I was made to feel like I had no other options. This agreement has me paying more in interest then the actual loan amount at payoff. I have reached out to Select Portfolio Servicing for years to fix this. How can you owe over what the loan amount is for payoff in interest. They refused to give me a amortization. My principal balance is 43,561.53 The interest owed is 46,162.91 This is a home I have lived in for 14 years with the purchase price of 94,500 This company is predatory. This company takes advantage of families struggling. I was harassed until I agreed to a mortgage modification that I was not given the accurate details on. I am reaching out for assistance on this issue. Select portfolio has offered several more loan modifications that I have refused. I would like to see a investigation into how this company uses threats and tactics to trap homeowners under a sickening amount of interest and penalty’s. I do have documentation to back up everything I have written