My views on Kotak Bank. Disgustingly horrible bunch of greedy people who are cash starved and No ethics at all. I’m Ranjit Singh working with Tech Mahindra Ltd in Bangalore. I have a salary account with Kotak. Simultanesouly, I also had a credit card from Kotak. There was an outstanding of around 55K on my credit card last year by Aug 14. Due to some medical issues in my family, I was unable to pay my monthly liability. Post which, my card got blocked and I started getting collection follow ups. Now, collection guys told me clearly that a settlement is done at 41K, which I have to pay in few installments. Every month I had been paying to collection agents. Off late I received an SMS saying that my balance with Kotak card is around 35K. but I already have paid more than 37k and only 3 or 4k was pending. Last time Jan15, when I paid installment to collection agents. I demanded for settlement letter. They said they’ll provide in next 2 days. Believing them, I made the payment. But no one turned up. Now, the collection department has ceased the funds from my salary account, which is heinously absurd. I request you to kindly intervene and get the same released at the earliest. As such I have medical situation in my family and I can’t afford such actions I raised complaint on their portal as well few days back. But no one bothered. Kotak has always been headache for me in last 3 years. I didn’t get my debit card since last 2 years.