Fellow consumers, I would recommend that you do not use this lender. The company does not honor what they advertise. I responded to an online website that advertised a specific rate. Wei Corporation would not honor the rate that they advertised. Instead, they attempted to execute a classic "bait and switch" scenario. When I say this, I mean they get you to call in by advertising this great rate, but use that to steer you into another product their trying to sell (which is also illegal). The customer service was also bad. I did not receive a return phone call until an entire month had passed. Save yourself the headache and find another lender. There are plenty of reputable lenders out there. Good luck. -ED Magedson