My daughter called saying that despite having made her payments on time, Toyota Financial had repossessed her truck. The last time they pulled this stunt, it was for $.19. A lot of complaints about payments not being recognized by this company. I think they should have a full audit of the company. Someone is kiting funds or using some other method of skimming to have that many people with the same problem. User's recommendation: Use some other source of fiinancing.