Please please don't shame Singapore further. I was so shocked learn from news OCBC going to spread its wealth mgmt service overseas when the bank has so many complaints could not handle here. From simple ac opening to online service and unfulfilled promise of high interest or poor expectation by their wealth mgr, we just strongly feel OCBC is not ready to provide high end wealth service when their staff act more like 'crooks and conman' than professional wealth consultant..we are many times better than the RM and VPs when they provided wronged advice many times on portfolio investment and risks category etc it is such a pain talking to many VPs and end up all have different replies to our queries. We resolved our own problems consulting other better RM at other bank. Save your time and effort, treat yourself better dont do any biz with OCBC